Time To Buy Mexico Real Estate 2021: It is a Good Time to Buy?

Despite the challenges of 2020 due to the COVID pandemic, Mexico continues to be one of the most popular vacation destinations in the world. Mexico is well known for having an excellent climate, beautiful beaches, rich culture and incredible food. Plus, the locals are friendly and welcoming to visitors. Many vacationers fall in love with the country and decide to invest in Mexican real estate by buying a second home or vacation home at the beach. If you’re wondering if it’s a good time to buy Mexico real estate? The answer is yes. Properties such as the luxurious Villa La Estancia in Riviera Nayarit and Cabo are still well priced when compared to similar real estate in the US or Canada. Your dream home at the beach could be within reach. Keep reading below to learn more about the best places to invest in real estate in Mexico.

Beachfront Mexico Real Estate

To start with, beachfront real estate in Mexico is still reasonably priced when compared to similar properties at the beach in the US or Canada. As a result, many foreigners decide to invest their money in a vacation home in Mexico. That way, they can own a luxury property at the beach without breaking the bank. If you carefully select the property you want, you can find a quality constructed property that will be the perfect place to create cherished memories with your loved ones. In addition, the cost to maintain property in the country is very low which means less money wasted on upkeep. Similarly, property taxes are significantly less than average property taxes in the United States or Canada. Plus, property values in Mexico are on the rise. That way, if you decide to sell down the road, you can make a profit as well. There simply isn’t a better way to enjoy a vacation home at the beach and make money, too.

Villa La Estancia – Quality and Luxury

Looking for the best real estate in Mexico? Villa La Estancia is a solidly constructed development with locations in top tourist destinations Cabo San Lucas and Riviera Nayarit. A modern hotel-condo concept property, Villa La Estancia offers spacious beachfront residences with access to resort quality amenities and services. Each residence is elegantly designed and contains only the best quality finishes and decor. That way, every day at your vacation home in Mexico feels like a dream. Plus, our onsite concierge and maintenance team take care of everything for you. That way, you don’t have to waste precious moments of your vacations worrying about repairs or upkeep. The concierge can even help arrange transportation to and from the airport, or make reservations at the hottest new restaurant in town. There is even an onsite medical service in case the need arrives. Plus, the property is following strict health and hygiene protocols to keep visitors and homeowners safe during their stay. Homeowners will love the multiple pools, world class spa, gym, and excellent onsite restaurants. Plus, both properties have direct access to incredible beaches.

Vacation Home Rentals

In the past, foreigners could not own Mexico real estate that was located near the beach. However, these days foreigners can easily purchase property through a bank trust in which the property title is held. In addition, Riviera Nayarit and Cabo San Lucas are two popular tourist destinations. That way, you can easily rent out your vacation home if you want to earn some extra cash. Homeowners can lease out their property when they are not using it. Plus, our professional and friendly onsite staff at Villa La Estancia can assist homeowners in securing and facilitating rental services at your vacation home, too. In fact, we can help ensure that you secure your desired vacation time on the calendar, so that no overlapping or double booking occurs. After all, a top priority is for you to have a place to create special memories with your friends and family.

If you’re wondering if it’s time to buy real estate in Mexico, the answer is yes! Villa La Estancia is a top choice as its modern hotel-condo concept is extremely desirable for savvy homebuyers in the know. We are proud that our properties offer investors and homeowners the luxury, quality construction and resort amenities they deserve. However, don’t hesitate too long as we have a limited number of beachfront residences left for purchase. Contact us at Villa La Estancia today to schedule a property tour to see what a dream home in Mexico looks like for yourself.


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Medano beach in Villa la Estancia Cabo

Move to Cabo: Tips Before You Go

Are you planning a move to Cabo? Many Americans and Canadians decide to move to Mexico and buy Cabo real estate. Cabo real estate is still well priced when compared with similar properties in the US or Canada. At Villa La Estancia, we sell luxury beachfront residences that are located on the best beach in the area. Plus, the relaxed lifestyle and culture is attractive for expats who want to have a better quality of life. Life is meant to be enjoyed. In the past, people would look forward to moving to Mexico at retirement age. These days, more and more people are deciding that they want to start living their best life right now. Do you want to move to Cabo? If so, read the below tips before you go.

Move to Cabo: Tips Before You Go

  • Prepare VISA Paperwork Ahead of Time

To start with, there is immigration and residency paperwork that needs to be completed in your home country before you leave. It is important to make an appointment with the Mexican consulate in your area, and start there. Depending on your income status, you can apply for the standard tourist visa or a residency visa if you want to stay long term. Now, it is required to have your residency paperwork in order before you arrive in Mexico. Once you have been issued a residency visa, you are able to finish the process when you arrive in Mexico.

  • Pack Lightly

A lot of people that move to Mexico focus on the things they can’t find in Mexico that they have back home. However, the majority of modern conveniences are now available in Mexico. Plus, many people will find that they don’t need many of the items that they are used to having in the States or Canada. Part of living as an expat in Mexico means adapting to a new culture and relaxed lifestyle. As a result, there is less focus on material goods and more importance placed on quality of life. A great meal spent with friends is way more important than having the latest car or electronic. If you want to worry about what really matters, pack lightly and begin living a more simple and carefree existence.

  • Invest in Real Estate

If you plan on living part time or full time in Mexico, it makes sense to invest in real estate. For example, beachfront real estate in Cabo is still affordable when compared to beachfront homes in the US or Canada. In Cabo, the Villa La Estancia is a top choice for expats. Our modern hotel-condo concept property is super luxurious. We have a limited number of private beachfront residences for sale. Plus, our homeowners enjoy VIP access to resort amenities, concierge services, and onsite restaurants. That way, it is easy to live a carefree life in Cabo. Investing in a standalone property comes with upkeep and maintenance that can be quite tiring. Instead, if you buy property at Villa La Estancia, you have everything handled for you. That way, you can plan your day around what you want to do instead of wasting time on repairs to your home.

Do you want to move to Cabo? The truth is, it’s a great place to live. There is so much more to Cabo besides just beautiful beaches. For example, there are lovely neighboring towns that are an easy day trip away. In addition, quality healthcare is affordable and Cabo real estate is still accessible. Remember, plan ahead and have your immigration paperwork ready before you leave. Plus, if you want to buy beachfront real estate that makes a perfect second home, remember Villa La Estancia. Our beachfront residences are solidly constructed, elegant and located on the best beach in town. Are you ready to live a good life? If so, contact us at Villa La Estancia today and get ready for the adventure of a lifetime.


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Real Estate in Mexico: Time to Buy?

Mexico has long been one of the most popular vacation destinations in the world thanks to its sandy beaches, warm climate, rich culture and varied cuisine. Mexico truly has something for everyone to enjoy. As a result, more and more foreigners are falling in love with Mexico and want to call it home. Are you considering investing in real estate in Mexico? Read below to learn more so you can make your Mexico real estate dreams come true.

Rising Property Values

It is a great time to invest in real estate in Mexico because property values are on the rise. Property values have been steadily increasing over the last decade, especially in coastal towns. New constructions are constantly popping up, and consequently more buyers are coming forward to purchase real estate in Mexico. Real estate in Mexico is still more affordable than real estate in a coastal town in the United States or Canada, so don’t wait until prices get out of your reach. Two of the top advantages to buying real estate in Mexico is that the cost to maintain your property is very low, and property taxes are significantly less than average property taxes in the United States.

Best Investment

Interested in a real estate property that also comes with fabulous amenities and services? You should check out real estate at the renowned Villa La Estancia. With properties located in Riviera Nayarit and Cabo San Lucas, Villa La Estancia could be the dream home you’ve been searching for. This award winning luxury resort has everything from multiple pools, world class spa, gym, tantalizing restaurants and so much more. All right on the beach with amazing ocean views from every unit. The elegantly designed suites have all the highest quality finishes and touches you deserve. Are you ready to treat yourself to the best?

Foreigners Can Purchase Real Estate in Mexico

In the past, many people believed that foreigners could not own real estate in Mexico near the beach. However, you are able to make your real estate dream come true by establishing a trust in which your property title will be held. Contact one of our professional real estate associates today to help explain further the process required. They will walk you through every step to make the process easy and streamlined so that you can have more time enjoying your piece of real estate in Mexico.

Rental Income

Riviera Nayarit and Cabo San Lucas are two of Mexico’s top tourist destinations. If you purchase real estate in Mexico in these towns, you will have the opportunity to earn rental income by leasing out your property when you are not using it. If you are smart enough to invest in the luxurious Villa La Estancia, our on site staff can assist you in securing renters for your property. They will make sure you have your valuable vacation time allocated on the calendar, so no overlapping or double booking occurs.

If you plan to buy real estate in Mexico, don’t hesitate too long as properties are flying off the market due to increased popularity. The time is now!

Recommended article: 10 Reasons to make Mexico your Home

Mexican Benefits for Foreigners Over 60

With more retirees moving to Mexico than ever before, there has never been a better time to explore all of the different ways you can save money upon relocating to this charming and beautiful country.  Living costs in Mexico are much more affordable than those in the United States, Canada and Europe, making it an appealing place to relocate upon retirement.  What’s more, you can take advantage of even more discounts with these Mexican Benefits for Foreigners over 60.

When you enroll for the INAPAM (Instituto Nacional para las Perso1nas Adultas Mayores) discount card, you can enjoy impressive discounts on an incredible range of goods and services, which can help you stretch your retirement money even further.  The process to apply for the card is easy, and it also happens to be free.  Once you have your discount card in hand, you will be able to present it to countless businesses.  Here is just a sampling of the services you can enjoy discounts on:

Food & Groceries

As a daily expense, you can save big at specialty food shops, grocery chains and convenience stores.

Dining Out

From diners to cafes, as well as restaurant chains, you can save when you go out to eat. 


Although medication already costs far less in Mexico than in countries like the U.S., seniors can receive additional discounts at many pharmacies.  Several doctors, dentists and medical specialists also offer discounts to card holding seniors.   


You can find discounts at a variety of art galleries, museums, archaeology parks and bookstores. 

Travel & Leisure

Many travel agencies and hotels found throughout Mexico provide discounts for seniors.  

Party Venues

It is common for festivity halls (salon de fiestas) to offer discounts to seniors who are planning a party at their facility. 


Discounts on fares are provided by several airlines, bus companies and sometimes even local taxis.

Discount on Property Taxes and Water Bills

Seniors can receive a discount on their annual property taxes (Predial) as well as their water bills in some municipalities.  

Other Discounts

While discounts for seniors vary between businesses and are not always offered, remember to always present your card and ask just in case.  You will find discounts at a wide range of businesses including accountants, legal firms, construction companies, hardware stores, electricians, locksmiths, plumbers, car service and repair centers, printers, dry cleaners, veterinary services, florists, art stores, jewelry shops, beauty salons, clothing stores and so much more.

The original article can be found at Mexperience:


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Are Foreigners Allowed to Purchase Real Estate in Mexico?

If you have been wondering whether or not you, as a foreigner, can buy property in Mexico then the quick and easy answer is yes. Foreigners can buy real estate in Mexico even if the land is in an area near the coast or foreign borders (areas considered federal zones).You may have heard that this is not the case, but that is merely a common misconception caused by the fact that foreigners who wish to purchase land or property within 31 miles of the coast and/or 62 miles of Mexico’s international borders must use a fideicomiso land trust in order to make their purchase legal. You will be pleased to read that the process of getting a fideicomiso land trust is quite straight forward and easy, and is a common service offered by many banks in Mexico.

Fideicomisos and Bank Trust Institutions

If non-Mexican citizens buy land or real estate in Mexico within the restricted federal zones, such as the popular beach destinations of Puerto Vallarta, Riviera Nayarit or Cabo San Lucas, a trust deed must be established with a Mexican national or institution (such as a bank). This institution then acts as a trustee on behalf of the foreigner wishing to purchase real estate in Mexico. While the bank acts as an intermediary, the benefactor (the foreign buyer) holds all the rights associated with ownership. In other words, the person who does the investing controls all the rights to the trust while the trustee oversees and manages the trust, and you enjoy the rights to occupy, rent, bequeath, and/or sell your real estate in Mexico.

Renewable Bank Trusts

Initially the term of a Fideicomiso bank trust when buying real estate in Mexico as a foreigner is fifty years, renewable for a further fifty year term in perpetuity. If you choose to sell your property to a Mexican national the trust can be terminated, but if you sell to another foreigner it can simply be transferred. Of course the foreigner purchasing your property can set up their own fideicomiso if they wish to.

Appointing Beneficiaries for real estate in Mexico

Upon the finalization of the trust you will have to appoint a beneficiary/beneficiaries to receive all the rights of the trust should you pass away before the end of the 50 year lifetime of the trust. This takes away the stress of your heirs needing to follow any probate proceedings with the Mexican courts should you pass away unexpectedly. This will save them time and money, but more importantly, it will be one less thing to worry about if the worst came to pass.

For more information about purchasing real estate in Mexico, contact us toll free:

Cabo San Lucas: 1 877 499 1901
Riviera Nayarit: 1 866 843 7005

Advantages For Snowbirds of Property Ownership

Escaping the hard winters of colder climates in favor of sunshine and warmth elsewhere is a choice we’d all like to be able to make, and for some it’s a reality. Those who are retired, facing retirement, those who work from home, and those who have flexible business schedules often choose this path. And why wouldn’t you? The sunshine, warmth, sand, and sea are great accompaniments to winter living, and in Mexico you are guaranteed all four!

Advantages for Snowbirds of Property Ownership

The benefits of being a snowbird in Mexico are pretty obvious, but have you considered the benefits of property ownership? Let’s consider the advantages of property ownership now…

Peace of mind

Snowbirds can spend huge amounts of time each year looking for a suitable property to rent, but if you own your own property you not only know what you’ll be getting and where you’ll be going, but you’ll have no issue with arrival and departure dates. It’s all in your hands. All you have to do is arrive!

Savings and investments

The money you spend on rent as a permanent or long-term snowbird can be quite something, but if you were to instead invest this in a purchase you might even get some money back by renting out your property when you’re not using it. Otherwise, you could just be pouring money away on rent rather than investing in property ownership that is for life.

Guaranteed Quality

You know that when you get there everything will be just the way you like it to be. Property ownership means choosing the place that is perfect for you and spending time making it your escape in paradise whenever you want.

Property ownership doesn’t have to be a burden

There are many places like Villa La Estancia Residences which offer fractional as well as full deeded ownership to those who want an investment with no ties. Property ownership in a gated resort community means all the benefits with less responsibility!

Build Up to Full Ownership with Fractions

If you start as a fractional snowbird owner you can very often build up your owned fractions over time until you own the full property. This is a steady and manageable way to buy real estate in Mexico.

If you want more information about owning fully deeded and fractional properties browse our website and contact us in Riviera Nayarit and Cabo San Lucas.

Home Insurance in Mexico

Finding the right home insurance in a country that is not your home country can be a real trial, but if you’re looking for home insurance in Mexico we can help you; this great article by Mexperience has been handily summarized below for you.

Home Insurance in Mexico

Depending upon your needs, budget, and circumstances you can partially or fully insure your property and contents at a reasonable price in Mexico. The premium costs will depend on many factors including the age, value, and type of property you own as well as the location it sits in and the events you want coverage for.

All Risks or Named Perils Home Insurance

Some policies offer “all risks” cover which is essentially a form of comprehensive coverage, and it will ensure a pay-out for most of the incidents that might damage your home. Some of the better policies will offer you the option to cover for catastrophic incidents like wind, fire, volcanic eruptions, hurricanes, and earthquakes though, some Mexican insurers are unable to underwrite these events.

If you wish to lower your premiums you can elect to limit the number of “Named Perils” assigned to your policy instead of opting for an “all risks coverage” policy. This will cover you for the names perils but no other events. Cheaper insurance policies will generally be of this kinds even if they seem to cover all risks. A good broker should make a clear distinction between the two options and note the differences in cover and cost.

Property Coverage

Your policy should definitely cover the main structure of your home, but you may also choose to cover guesthouses, carports, garages, games rooms, cabañas, equipment rooms, studios, etc, as some Mexican homes are composed of more than one structure. The general rule in insurance is that if its directly connected it’s treated as one building. Structures considered high risk like wood framed buildings and palapa roofed structures tend to be explicitly excluded from all policies. Expect to pay a high premium to insure these.

Personal Items

A good policy will cover personal goods and chattels owned by you, your guests, and any domestic employees while they are in your residence, and some also have coverage for valuables like jewellery, fine arts, and money (up to a limit). Theft coverage varied and is dependent upon whether or not it is specifically listed.

Third Party Liability Home Insurance in Mexico

This is something to consider as such policies will cover your personal liabilities to third parties in order to provide protection from lawsuits and demands presented against you in Mexico. A good example is this; if a wall falls down and injures someone nearby, or a tree from your garden topples and damages a neighbor’s home your insurance policy will, if you sign up for this, cover your liability in such circumstances.

Loss of Income or use

When you rely on your property for work or rental income any damage to it can be really catastrophic. This is why, in such cases, it is smart to cover yourself for loss of use or rental income; such cover provides additional living expenses and makes up for lost income (if you can prove a rental contract exists) while your home is repaired. Most basic homeowner policies will exclude homes that are rented out, or will add a hefty supplement to the policy premium in order to add renter liability to your coverage, but it’s still worth considering.

Reference: Mexperience.com

Can Foreigners get a Mortgage in Mexico?

Mexico is a growing market for long-term mortgage loans and is in its relative infancy when compared to the USA, Canada and Europe. As such, there is a great potential for financing sources, although interest rates are high when compared to fully developed nations. However, whether or not you, as a foreigner, are eligible for a Mexican mortgage depends on a number of factors, as will be discussed herein.

Mortgages in Mexico

The mortgage industry in Mexico is blossoming but remains well behind the leading world economies. Loans are now readily available for Mexican nationals in pesos with an average fixed rate of 10-12% per annum, which is much higher than the USA, Canada or Europe, but is nevertheless accessible. Mortgages can also be offered for up to 90% of the property value meaning that with just 10% deposit plus fees (which usually amount to around 5%), you can purchase a home to be repaid over 20-25 years.

Can foreigners get a Mortgage in Mexico?

It is not so easy for foreigners to get a Mortgage in Mexico, although not impossible. Foreigners who have permanent residency in Mexico, particularly those who are employed by a company in Mexico and pay Mexican taxes, will find there are a number of banks who will lend to foreigners. Likewise, permanent residents who can prove regular foreign income may also be eligible for a mortgage in Mexico.

Other options include private developer financing, which is sometimes available on new builds, or to negotiate an agreement with the seller to pay back the value of the property over a period of time. These types of mortgage loans tend to be short term loans and usually require a large deposit, which could be as much as 50%. Private loans are also a possibility but will face much high interest rates and risks.

    Minimum Requirements for a Mortgage in Mexico

  • 6 months of statements from a Mexican bank.
  • 6 months of bank statements from your foreign bank or 6 months of payslips from legitimate employment in Mexico.
  • Temporary or permanent residency.
  • Birth Certificate.
  • RFC Tax Number.
  • Medical certificate to prove eligibility for life insurance.
  • Good credit rating in Mexico or a good credit report issued from an authorized foreign credit service.
  • Proof of address.

Developer financing with Villa La Estancia Real Estate

Developer financing is available for a limited time only for those who wish to purchase a property at Villa La Estancia in Riviera Nayarit and Cabo San Lucas. Developer financing is available over 10 years and depends on 25% deposit, fees and eligibility.

Advantages of Hiring an Interior Designer

Have you thought about hiring an interior designer, but you are worried that it might cost too much money? You may be surprised, because if you own a home in another country like Mexico, then a professional interior designer may save you money instead of costing you money along with saving you a huge amount of time. Hiring an interior designer will also relieve you of the stress and hassle of decorating and you won’t have to do it all by yourself.

A Great Decision

Hiring an interior designer is a great investment, especially if you want your real estate investment to raise in value. You may not have any idea on how to even start decorating your home or maybe the decorating ideas that you do have doesn’t come together well. Maybe, you just don’t have the time to do the decorating yourself, but an interior designer can not only help you come up with a decorating plan, but they can also put it all together and get the job done right.

Interior Designer Budget

A professional interior designer knows how to stay within the budget. They will save you time, effort, and money, and professional interior designers have special contacts, so you won’t be wasting your valuable time looking for products and brands. The interior designer will help you make a great choice the first time, so you won’t be wasting money with any costly mistakes. Remember, the value of your property will increase after the interior design is finished with your home.

Hiring an Interior Designer
Villa La Estancia Real Estate Three Bedroom Suite

Evaluate Your Style

A professional interior designer will figure out your style, preferences, and wants, then assist you in pursuing a plan and executing the plan. The professional interior designer will execute the way things need to be done and make sure they are completed, then they will let you know what pieces can be reused. They will prioritize your preferences to go along with your budget, then to use their professional ability to use every inch of space within your home. What is great is that the designer will see things that we wouldn’t, and this is an importance when decisions are needing to be made.

Special Access

When you work with a professional interior designer, then your designer will be able to purchase items that the public is not privileged to do. This means that your home will have unique pieces that will go along with your style and décor. A designer that has many years in the industry knows plenty of contacts, so if you need an electrician, plumber, or general contractor the designer will be able to find one that is a professional and you won’t have to do any searching. Throughout the project your designer will save you time and money.

Visual Story Told

Thinking outside of the box is what most interior designers have the ability to do. They will be able to tell a visual story with the design they create. They have an amazing ability to look at a space unlike regular people, which brings ideas to life. When you hire a professional interior designer you will receive that ‘wow’ factor for your home that you want and that you desire.

Bilingual Services

Hiring an interior designer is also a great idea if you are decorating in a foreign country. Choose a bilingual designer who really understands your needs and you will save yourself the trouble that comes from trying to decorate your home when you don’t speak the lingo.

Top Advice When Buying Real Estate

Top Advice When Buying Real Estate

If you are considering buying real estate in Mexico here is some advice that might make the process a more comfortable one. The buying procedure is a little bit different than that of the United States and Canada. It is not better or worse, it is just different. A good realtor can make it very easy.

Puerto Vallarta is a wonderful place to enjoy retirement or escape snowy winters part time offering the quality of life North Americans are accustomed to. With numerous benefits like friendly people, cultural and adventure activities, endless beaches, world class medical facilities, 8 golf courses and of course the unparalleled quality of the tropical life. The population of Puerto Vallarta is approximately 350,000 inhabitants and this includes an enormous number of US and Canadians many of them property owners.

If you are thinking of making a move, make sure to get to know and check the references of your realtor or development sales agent and his/her broker or legal representative. Your realtor must be an A.M.P.I member which is the Mexican association of professional realtors. Ask him/her the following questions to get to know who you are dealing with and what their knowledge is:

  • Why did you move to the Bay of Banderas?
  • How long have you been practicing real estate in Mexico?
  • Give me five reasons why I should work with you?
  • Can you provide owner references?
  • Describe your work ethic
  • Do you own property in Mexico?

The latter is a good one. If your sales agent owns property in Puerto Vallarta they surely know the ins and outs of the town, know where to go and know what to do. Whether you choose to buy in Nuevo Vallarta, Bucerias, Puerto Vallarta’s Old Town, South Shore, Mismaloya, Hotel Zone, you want an expert who can guide you through every square meter of your new neighborhood.

Although buying property in a foreign country may seem tricky it’s not better or worse, it is just different, so be sure to keep an open mind when dealing with paperwork and bureaucracy.