Banderas Bay Diving

Banderas Bay has amazing scuba diving options and the most breathtaking underwater opportunities for visitors to experience. A number of breathtaking natural underwater environments provide incredible tours to see marine life up close. Diving in Banderas Bay means that visitors can explore different volcanic formations, reefs, tunnels, covers, and rock arches. You don’t have to be an expert diver to experiences the enchanting elements below the water’s surface. Banderas bay diving provides some of the most exciting sea and marine life that includes sea turtles, eels, seahorses, octopuses, and some of the most beautiful tropical fish and rays.

Take a look below at what Banderas Bay diving tours can offer:

Los Arcos

The Los Arcos National Marine Park is the most visited landmark in Puerto Vallarta, especially for diving and snorkelling. The Los Arcos National Marine Park is protected by the Mexican government and has rock formations that are inspiring along with marine life and rare birds that include the Blue Footed Boobies. Los Arcos has long been a favorite spot for scuba diving and snorkeling. There are a variety of boat tours available during the day that will take divers down below the surface of the water where divers can enjoy beautiful tropical fish and many marine life that includes eels, seahorses, sea turtles, and even manta rays that are huge. About sixty feet further down there is a sandy patch that is called the Devil’s Mouth, and it leads to a 1,800 foot deep of the sea canyon that is absolutely beautiful.

Las Marietas

Las Marietas is located on the edge of Banderas Bay. There are two islands that are pretty large which also serve as a delightful marine reserve, perfect for diving and snorkel tours. In the 1960’s, Jacques Cousteau was left in complete awe of these two islands, putting them on the diving map. There are many underwater tunnels and caves that divers can explore. It doesn’t matter what level of diving you have as there are multiple diving areas: thirty foot, fifty foot, and the maximum depth is one hundred and ten! Divers will get their very own taste of underwater candy, seeing several different species of rays along with coral and fish. Their beauty will transform any diver. One of the most dramatic features located here is a rocky wall that sits vertically on the southern end of one of the islands. The rocky wall starts about one hundred feet above sea level, then immediately drops into the water.


Your Banderas Bay diving experience isn’t complete unless you include Majahuitas. This dive spot is located to the south of Puerto Vallarta on Banderas Bay and is another excellent place to go diving and snorkelling. Divers can see a variety of tropical fish that swim around the massive boulders that are in the sea. This area is a great place to see octopuses, eagle rays, and garden eels who enjoy slithering in the water or on the sandy patches. Sometimes divers can see huge manta rays that have a wingspan of 15-20 feet as they have been seen in this area.

Banderas Bay diving is world class diving for divers of any diving levels. The natural beauty that can be seen is breathtaking.

Can Foreigners get a Mortgage in Mexico?

Mexico is a growing market for long-term mortgage loans and is in its relative infancy when compared to the USA, Canada and Europe. As such, there is a great potential for financing sources, although interest rates are high when compared to fully developed nations. However, whether or not you, as a foreigner, are eligible for a Mexican mortgage depends on a number of factors, as will be discussed herein.

Mortgages in Mexico

The mortgage industry in Mexico is blossoming but remains well behind the leading world economies. Loans are now readily available for Mexican nationals in pesos with an average fixed rate of 10-12% per annum, which is much higher than the USA, Canada or Europe, but is nevertheless accessible. Mortgages can also be offered for up to 90% of the property value meaning that with just 10% deposit plus fees (which usually amount to around 5%), you can purchase a home to be repaid over 20-25 years.

Can foreigners get a Mortgage in Mexico?

It is not so easy for foreigners to get a Mortgage in Mexico, although not impossible. Foreigners who have permanent residency in Mexico, particularly those who are employed by a company in Mexico and pay Mexican taxes, will find there are a number of banks who will lend to foreigners. Likewise, permanent residents who can prove regular foreign income may also be eligible for a mortgage in Mexico.

Other options include private developer financing, which is sometimes available on new builds, or to negotiate an agreement with the seller to pay back the value of the property over a period of time. These types of mortgage loans tend to be short term loans and usually require a large deposit, which could be as much as 50%. Private loans are also a possibility but will face much high interest rates and risks.

    Minimum Requirements for a Mortgage in Mexico

  • 6 months of statements from a Mexican bank.
  • 6 months of bank statements from your foreign bank or 6 months of payslips from legitimate employment in Mexico.
  • Temporary or permanent residency.
  • Birth Certificate.
  • RFC Tax Number.
  • Medical certificate to prove eligibility for life insurance.
  • Good credit rating in Mexico or a good credit report issued from an authorized foreign credit service.
  • Proof of address.

Developer financing with Villa La Estancia Real Estate

Developer financing is available for a limited time only for those who wish to purchase a property at Villa La Estancia in Riviera Nayarit and Cabo San Lucas. Developer financing is available over 10 years and depends on 25% deposit, fees and eligibility.